Skip to main content
CoverGuard
AI Advisor is your first stop

How can we help?

Ask the CoverGuard AI Advisor, search our knowledge base, or browse guides. Real humans are a click away if you need them.

Ask the AI Advisor

Instant, conversational answers about CoverGuard, risk scores, and carriers — available 24/7.

AI Advisor

Your first stop for help · Powered by Claude

Hi! I'm the CoverGuard AI Advisor — your first stop for help. Ask me anything about using CoverGuard, understanding a risk score, finding carriers, or navigating the platform. I'll point you in the right direction.

Try one of these

CoverGuard AI answers questions about property insurability and using CoverGuard. It does not give legal, tax, or binding insurance advice — premium figures are estimates, not offers.

The AI Advisor can make mistakes. For binding quotes or account changes, use the contact form below.

Getting started

Four steps to your first insurability report.

1. Create your account

Sign up with your work email. Choose your role — agent, broker, buyer, or lender — so CoverGuard can tailor your dashboard.

Start signup

2. Run your first property search

Enter an address to see flood, fire, wind, and earthquake risk scores, plus carrier availability in seconds.

Open search

3. Generate an insurability report

Export a branded PDF with risk scores, carrier matches, and recommendations you can share with clients.

See a sample report

4. Invite your team

Add teammates, share saved properties, and collaborate on client portfolios from one workspace.

Manage team

Knowledge base

12 articles

Risk Scores

Understanding flood risk scores

How CoverGuard calculates flood risk using FEMA zones, elevation, and historical claims.

Read article
Risk Scores

Reading your fire risk report

What a Fire Score of 72 means, how WUI proximity factors in, and what mitigation credits apply.

Read article
Carriers

How carrier appetite matching works

The logic behind which carriers show up for a property and how to interpret match confidence.

Read article
Carriers

Surplus lines vs. admitted carriers

When to recommend an E&S carrier, what extra disclosures apply, and how to explain it to buyers.

Read article
Reports

Generating a client-ready PDF report

Customize branding, add notes, and export insurability reports you can hand to a buyer or lender.

Read article
Reports

Sharing a report with a teammate

Send reports inside your workspace or via a secure public link that expires after 30 days.

Read article
Account & Billing

Changing your subscription plan

Upgrade, downgrade, or cancel your CoverGuard plan and what happens to your saved properties.

Read article
Account & Billing

Managing teammates and permissions

Invite teammates, assign roles, and control who can view or edit each client portfolio.

Read article
Getting Started

Quickstart: your first property search

A five-minute walkthrough from signup to your first risk report.

Read article
Getting Started

Importing a list of properties

Upload a CSV of addresses to bulk-score your pipeline and track insurability over time.

Read article
API

Using the CoverGuard API

Authenticate, pull risk scores programmatically, and integrate CoverGuard into your CRM.

Read article
API

Webhook events and integrations

Subscribe to property updates, carrier changes, and report events in real time.

Read article

Frequently asked questions

Can't find what you're looking for? Ask the AI Advisor.

CoverGuard is a property insurability platform for real estate agents, brokers, buyers, and lenders. We combine flood, fire, wind, and earthquake risk data with live carrier appetite so you can tell — in seconds — whether a property is insurable and which carriers will write it.
Release notes
Updates, improvements, and fixes shipped to production.

What's new

Updates, improvements, and fixes shipped to production.

Still need help?

Our team replies within one business day. For urgent account issues, email us directly.

Now AI-native

From hazard report to real carrier quotes & pricing

The CoverGuard Advisor reads the risk, finds the carriers writing it, and pulls back live quotes — with every number sourced and auditable.